A lot of people are familiar with Savannah because they feel that this has to be one of the prettiest places in Georgia. This city that was established in the year 1733 has continued to grow. This was one of the ports that was used during the Civil War and its seaport is still being used right now.
Are you familiar with Forrest Gump? If yes, then the bench that was used in the movie is one of the iconic places in Savannah. Now that you have a clearer idea of how Savannah looks like, you may want to know more about this place. Some people would like to get cheap car insurance in Savannah, Georgia because they have fallen in love with how the place looks like.
Savannah Car Insurance Information
It is obvious from the table that the average insurance rate in Savannah is higher as compared to the other states in Georgia. It is also a bit higher as compared to the insurance that is being offered in other places in the United States.
Their car premiums are not too far from the state average. There are some cities in Georgia that come with higher premiums. If you would like to save money and get cheap car insurance in Savannah, GA, the best thing that you can do is to continue finding more facts about it.
Your marital status will have an effect on your insurance premiums. Even your gender will also affect your insurance rates. Women are known to have lower premiums (about 3%) as compared to men. Single men and women will also have higher rates as compared to those who are already widowed. If you truly want to save more money, being married will allow you to save more.
CHEAPEST CAR INSURANCE COMPANIES IN Savannah
Are you curious to know more about the different insurance companies that are available in Savannah? These are some of the car insurance companies plus the national average that you can expect when you sign up with them.
In Savannah, there are a lot of small agencies that are available that can offer the best rates but the insurance companies that offer auto insurance are not so many. The companies mentioned above will surely provide car insurance to the residents of Savannah.
Rank | Car Insurance Company | Annual Insurance Rate |
---|---|---|
1 | USAA | $1084 |
2 | Progressive | $1398 |
3 | All State | $1925 |
4 | Georgia Farm Bureau | $1272] |
Savannah Car Insurance Rate by Zip Code
This coastal city in Georgia is one of the places that people dream of visiting. If you live in Savannah, you know that different zip codes exist to make it easier for people know where their boundaries are. You can also easily check the establishments that are available per zip code. You can navigate easily around the place this way.
The price that you will pay for your car insurance is based on the severity of the claims that are usually reported by people in the neighborhood. These are some other things that will have an effect:
- Your driving record
- The car that you will insure and drive
- Your credit rating
The better your credit rating is, the lower the car insurance rates that will be given to you. Finding cheap car insurance is possible as long as you know what you are looking for.
Zip Code | Age | Male | Average rate | Highest | Lowest |
---|---|---|---|---|---|
31302 | 30 | male | $1479 | $1879 | $785 |
31322 | 30 | male | $1488 | $1961 | $785 |
31401 | 30 | male | $1604 | $2353 | $912 |
31405 | 30 | male | $1605 | $2377 | $912 |
31406 | 30 | male | $1498 | $2196 | $866 |
31419 | 30 | male | $1454 | $1992 | $907 |
31415 | 30 | male | $1604 | $2326 | $912 |
Savannah CAR INSURANCE RATES BY AGE
Age | Women | Men |
---|---|---|
20s | $4844 | $6086 |
30s | $1599 | $1604 |
40s | $1464 | $1466 |
50s | $1364 | $1385 |
60s | $1326 | $1386 |
70s | $1501 | $1599 |
It is already expected that teenagers are going to pay a lot of money if they get their car insurance before they reach the age of 20. Teenagers are considered to be high-risk drivers. According to research, younger people tend to be more bold in driving. They also do not have the right amount of experience which is needed to stay safe on the road.
This is the breakdown of the average car insurance rates of people depending on their age:
In Savannah, you have to expect that your insurance rate will increase by the time that you reach the age of 70. People who reach this age are considered to be more fragile because they can suffer from more injuries as compared to those who are younger than them. People tend to have brittle bones are they age. Those who are 60 years old and above may also have a harder time driving because of their eyesight and their senses in general.
MINIMUM CAR INSURANCE REQUIREMENT IN Savannah
Insurance Coverage | Minimum Coverage Needed |
---|---|
Property Damage Liability | $25,000 |
Medical Payments | Not Required |
Collision | Not Required |
Comprehensive | Not Required |
Bodily Injury Liability | $50,000 |
Do you want to make sure that you can drive your car legally in Savannah? You cannot just purchase a car and expect that you can start driving around the city and the neighboring cities in Georgia. You need to know the rules of Savannah and the rules of the state when it comes to car insurance.
One of the worst things that can happen is purchasing car insurance that is beyond the minimum requirement of Savannah and the state. These are some of the minimum requirements that you should know:
Liability coverage is going to be very helpful when you have caused the accident that you were involved in. If in case the situation that you are in is not like this, you need to pay for the damages that you have caused on your own.
You will always be informed by the car insurance agent that you choose about the coverage that you need when you are in Georgia. The more that you know, the easier it will be for you to make the right choice.
Top car insurance agents in Savannah
When searching for the right insurance, would you rather go directly to the insurance company or would you rather get an agent? Some people opt to go to an agent first because these agents will provide them with more options. You do not have to be limited to just one company alone. You will be given choices which is important when searching for the right car insurance for your needs.
Your question may be, who will offer the cheapest car insurance in Savannah? This will depend on factors that you may or may not control.
Acceptance Auto Insurance
7929 Abercorn St Ste 430, Savannah, GA 31406, USA
(912) 925-1217 www.acceptanceinsurance.comPeters Enterprises Insurance Agency
8402 Abercorn St, Savannah, GA 31406, USA
rp4677@aol.com (912) 927-1011 www.petersenterprisesinsurance.comAbercorn Insurance
11136 Abercorn St A, Savannah, GA 31419, USA
quote@abercornins.com (912) 355-2223 www.abercorninsurance.comPeachState Auto Insurance
121 E Montgomery Cross Rd, Savannah, GA 31406, USA
(912) 691-4555 www.peachstateinsurance.netATI Insurance Agency
25 E Derenne Ave, Savannah, GA 31405, USA
(912) 200-9001 www.atiinsurance.comBarry Gravitt Agency
130 Canal St. #401 Pooler, GA 31322
712 1190 www.gravittagency.comWilson Insurance
7505 Waters Avenue, Suite D-11
(912) 354-4446 http://wilson-ins.com/Evan Murphy
415 Eisenhower Dr Ste 4 Savannah, GA 31406
(912) 335-7521 https://agents.farmers.com/ga/savannah/evan-murphyMorris & Timpleton Insurance
7180 Hodgson Memorial Drive Savannah, GA 31406
912-355-4549 https://morristempleton.com/Clanton Insurance Agency
9100 White Bluff Rd. Ste 404 Savannah, GA 31406
staff@clantoninsuranceagency.com (912) 925-2929 www.clantoninsuranceagency.comSavannah GA DEMOGRAPHY
Getting to Know More About Savannah, GA
- Population 164,444
- Population Density 1, 321 per square mile
- Per Capital Income
- Latitude 32.0809
- Longitude -81.0912
- Land Area 281.5 km2
- Area code 912
The city has a lot of historical districts that are worth checking out. There are a lot of parks and many tourist spots that people can visit whenever they can.
A lot of people say that they love visiting Savannah not only because of its beauty that you will immediately see but also because it can make you feel that you are leaving all of your stress away. There are also some food products in Savannah that are worth checking out such as their fried green tomatoes and their shrimp and grits.
All the things that you have learned about Savannah can be enough to make you want to visit the place soon. Getting car insurance in Savannah can be easy to do too as long as you would remember all of the details that are mentioned above.